If you're laying in the tub and holding the toaster, you may want to set it back down for a moment.

Feeling down? Depressed? Borderline suicidal? Well, yes, you could be suffering from the realization that the Bush inaugural bash wasn't just a dream and he's really president again. But then again, you might just be suffering from the winter. If so, things will get better from here on out. Today is officially the worst day of the year.

Is the midwinter weather wearing you down? Are you sinking in debt after the holidays? Angry with yourself for already breaking your New Year's resolutions? Wish you could crawl back under the covers and not have to face another day of rain, sleet, snow and paperwork? Probably. After all, it's Jan. 24, the “most depressing day of the year,” according to a U.K. psychologist.

Dr. Cliff Arnall's calculations show that misery peaks Monday.

Arnall, who specializes in seasonal disorders at the University of Cardiff, Wales, created a formula that takes into account numerous feelings to devise peoples' lowest point.

The model is: [W + (D-d)] x TQ
M x NA

The equation is broken down into seven variables: (W) weather, (D) debt, (d) monthly salary, (T) time since Christmas, (Q) time since failed quit attempt, (M) low motivational levels and (NA) the need to take action.

There's a much fuller explanation in the article, but I'll leave you to read that. Just the first bit has gotten me even more depressed than I was.